Microfinance is the core program of this grassroots-level organization whose main activity is institutional development through savings and credit management emphasizing different income-generating activities of enrolled beneficiaries. The organization has been working with this activity since 1989, forming groups with the association of socially deprived, back-footed, distressed, illiterate men and women. The program’s objective is to improve socioeconomic conditions and the status of Income Generating Activities (IGAs) of the concerned people. The groups are involved in a credit program comprising 25-30 members, and male-female is in separate groups headed by two group leaders with the designation of President and Secretary. The groups are popularly called Samity.